ADNOC Distribution, First Abu Dhabi Bank (FAB) and Mastercard have launched the ADNOC Rewards Credit Card, designed to deliver premium benefits to customers across the UAE.
The ADNOC Rewards Credit Card is the first co-branded fuel and convenience Mastercard in the UAE, marking the beginning of a long-term partnership between three industry leaders. Combining ADNOC Distribution’s nationwide network, FAB’s financial expertise, and Mastercard’s global reach, the ADNOC Rewards Credit Card serves as a springboard for further collaboration between the three companies.
Rewards are redeemable for fuel, EV charging, car care services, convenience store products, and exciting offers from over 120 brands through the ADNOC App.
Credited as ADNOC Rewards points, the ADNOC Rewards Credit Card delivers industry-leading value across multiple categories:
15 percent value back on all ADNOC purchases (fuel, car care, Oasis by ADNOC convenience store)
3 percent value back on parking and toll payments
1 percent value back on domestic purchases, including groceries
2 percent value back on international transactions at all merchants that accept Mastercard worldwide
Bader Saeed Al Lamki CEO – ADNOC Distribution
“The launch of the ADNOC Rewards Credit Card reinforces our efforts to redefine convenience and mobility retail in the UAE. This product delivers one of the most compelling value propositions in the market, with industry-leading rewards and premium benefits that elevate customer experience. By combining ADNOC Distribution’s nationwide reach with FAB’s banking strength and Mastercard’s global expertise, we are creating a powerful platform that offers greater savings, convenience, and choice.”
Through the ADNOC App, members gain access to exclusive offers from over 120 leading brands across lifestyle, dining, and travel, and can convert points with other major loyalty programs, including e& Smiles, Landmark Group’s Shukran, and Etihad Guest Miles. Cardholders also enjoy automatic ADNOC Rewards Gold Tier status, unlocking enhanced benefits and exclusive privileges.
Futoon Hamdan Al Mazrouei, Group Head of Personal, Wealth, Business Banking and Privileged Client Group at First Abu Dhabi Bank, said that, “At FAB, we are committed to delivering innovative and personalized financial solutions that enhance our customers’ lives. This new co-branded credit card with ADNOC Distribution and Mastercard is more than just a payment tool; it’s a platform for everyday value. Our collaboration highlights our dedication to creating value. By combining FAB’s financial expertise with ADNOC’s extensive retail network and Mastercard’s global platform, we are offering a unique product that rewards everyday spending while supporting smarter, more seamless mobility experiences for our customers.”
J.K. Khalil, EVP and Division President for East Arabia at Mastercard, commented that, “At Mastercard, we are dedicated to creating value for our cardholders and enhancing the customer experience through meaningful collaborations. Building on our legacy of nearly 40 years in the market, we are proud to join forces with ADNOC Distribution while marking the next milestone in our relationship with FAB, creating value for cardholders through this innovative new offering.”
As part of the prestigious World Mastercard tier, the card offers premium travel benefits, including free travel insurance, airport lounge access, and exclusive experiences through Mastercard’s priceless.com platform. Additional perks include savings on hotel stays, car rentals, and discounts on Carrefour online shopping, Talabat deliveries, and Shahid VIP streaming.
Points earned through the ADNOC Rewards Credit Card integrate directly into the program and can be redeemed for fuel, E2GO EV charging, and purchases at ‘Oasis by ADNOC’ convenience stores, as well as essential vehicle services such as car wash and lube change.
ADNOC Rewards surpassed 2.5 million members in 2025, reaffirming its position as the UAE’s largest and most trusted mobility and convenience retail loyalty program. The program continues to grow at pace, recording 17 percent year-on-year membership growth and setting the benchmark for unbeatable value and seamless convenience.
