Ajman Bank has approved the distribution of cash dividends amounting to 50 percent of its net profit for the financial year ended December 31, 2025, following a record year of financial performance.
The decision was endorsed during the bank’s Annual General Meeting (AGM), chaired by Sheikh Rashid bin Humaid bin Rashid Al Noaimi, Vice Chairman of the Board of Directors.
The approved dividend is equivalent to 9.18 percent of the Bank’s paid-up capital, reinforcing its commitment to delivering sustainable shareholder returns while maintaining capital discipline.
The dividend declaration comes on the back of robust earnings growth in 2025. Net profit before tax rose 25 percent year-on-year to $149.2 million (AED548 million), while net profit after tax reached $136.1 million (AED500 million), reflecting strong operational momentum and prudent cost management.
Total assets expanded by 44 percent to $9 billion (AED 32.9 billion), underscoring the Bank’s strengthened balance sheet and sustained growth trajectory.
The performance reflects disciplined balance sheet expansion, improved asset quality metrics, and a fortified capital base aligned with regulatory standards.
Sheikh Rashid bin Humaid bin Rashid Al Noaimi Vice Chairman Board of Directors
“The UAE banking sector continues to operate from a position of stability and strength, supported by well-established regulatory frameworks and a resilient economic environment. Financial institutions play a central role in supporting economic activity, facilitating capital flows, and advancing national development priorities. Ajman Bank’s performance in 2025 reflects disciplined execution and prudent governance. The approved dividend distribution aligns with the Bank’s balanced capital management strategy and its commitment to delivering sustainable value to shareholders. Guided by a clear strategic vision, the Bank continues to strengthen its institutional foundations and reinforce its role within the national financial system, supporting long-term economic development.”
Mustafa Al Khalfawi, Chief Executive Officer of Ajman Bank, stated that, “Ajman Bank’s record results reflect consistent performance across its core activities and the strength of its capital base. The bank continues to focus on advancing its digital and AI-enabled capabilities, reinforcing governance frameworks, and achieving disciplined growth aligned with long-term shareholder value and financial system stability.”
In addition to approving the dividend payout, the General Assembly ratified the Board of Directors’ report, the external auditors’ report, and the financial statements for the year ended December 31, 2025. All agenda items were endorsed in line with applicable regulatory and corporate governance requirements.
