The National Bank of Oman (NBO) has introduced a comprehensive suite of merchant payment solutions aimed at streamlining payment acceptance and enhancing customer convenience for businesses across Oman.
The bank’s merchant payment solutions offerings include Point of Sale (POS) terminals, an eCommerce Payment Gateway, and Merchant QR Codes, designed to serve a wide range of entities, ranging from home and microbusinesses to SMEs, corporate enterprises, retail outlets, and government entities.
The POS terminals support a variety of local and international card schemes including Visa, MasterCard, American Express, UnionPay, Discover, and Diners Club. Key features include integration with electronic cash registers, kiosks, and vending machines, as well as functionalities such as Easy Payment Plans, Dynamic Currency Conversion, and payment through loyalty points.
The systems also support real-time synchronization with enterprise resource planning (ERP) platforms, ensuring seamless updates to sales records, inventory, and financial reports. For businesses operating online, NBO’s eCommerce Payment Gateway provides a secure, 3D-secure enabled platform that facilitates seamless digital transactions that support merchant payments.
It supports link payments, recurring and batch payments, and smart routing of transactions through a unified application programming interface. The gateway integrates easily with ERP systems, websites, and mobile applications, offering businesses a reliable solution for managing online merchant payments.
Dr. Ali Al Shekaili Assistant General Manager Digital & E-Channels – NBO
“As Oman’s economy becomes increasingly digital, we believe it is essential to equip every business with the means to thrive. Our merchant payment solutions reflect this belief by helping businesses accept payments securely while staying competitive, connected and ready for what comes next.”
The Merchant QR Code service offers an efficient, terminal-free payment method that enables customers to scan and pay instantly. This feature is especially suitable for home-based and microbusinesses, offering a contactless and easy-to-use solution through a static QR code issued by the bank.
With these offerings, NBO aims to increase digital payment accessibility, helping businesses operate more efficiently through merchant payments while supporting Oman’s broader economic digital transformation goals.